Business Owner & Key Person Solutions
Safeguard business continuity, recruit top executive talent, and fund buy-sell agreements with custom-engineered strategies for Oklahoma business owners.
Strategy Highlights
Engineered for Complete Financial Safety
Key Person Protection
Insure against the financial loss, recruiting, and retraining costs if a vital executive falls critically ill or passes away.
Tax-Advantaged Executive Bonus
Reward and retain top talent using Section 162 plans funded with high-cash-value permanent protection plans.
Buy-Sell Agreement Funding
Provide liquidity to ensure surviving business partners can seamlessly buy out shares from deceased or disabled partners.
Corporate Cash Reserves Protection
Store corporate reserves in tax-deferred, safe index-linked structures with absolute floor protection from downside.
Key Employee Valuation Estimator
Assess the financial protection required for a key person based on their contribution to revenue and the estimated search and retraining costs to replace them.
This estimator calculates key employee coverage requirements based on 1 year of revenue impact, salary multiples, and recruiting costs.
From Consultation to Activation
Corporate Risk Valuation
We evaluate key-person exposures, partnership buyout costs, and executive retention needs.
Legal & Structure Matching
Design plan layouts that fit buy-sell funding and executive bonus criteria.
Corporate Integration
Activate corporate-sponsored coverage contracts and establish tax-advantage guidelines.